Yes, all the cars of "CityRentCar" are insured on the principle of "CASCO" and "OSAGO". The deductible is the deposit you made $200 or $300. The car, the driver, the passengers, the third person are insured. The insurance "CASCO" does not cover the damage deliberately caused to the car's interior (damage to the seats, upholstery, torpedo, etc.), and does not apply to damage to tires, side mirrors, exterior accessories.
Any damage caused to a car or passengers when driving in conditions of severe off-road, doesn’t apply to insurance and is not covered.
The same goes for driving in a state of intoxication: you will have to pay 100% of the amount, which will cost the car repair, and fully compensate the injured.